Direct banking trends is a suitable utility to access your highest withdrawal atm anytime and anywhere. Customers bank with internet services and computer access their internet banking through Internet for inspection their personal banking and bank account transfer, use best savings account interest rates, learn to get online check road tax etc. Virtual bank account is the loyalty system launched for Nepal SBI Bank clients. With phone banking you will be rewarded if you want to get something or pay for a service using bill payment system. If you are a consumer of direct banking, you are able to avail all the benefit of corporation internet banking just by submitting a banking order for the same in the branch where you have opened your checking account. Everybody consumers can commit the operation analogous check bank transaction limit, use business banking products, loans online etc, in any case using his identification key word.